Get Car Insurance You Can Trust
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium, and the insurance company agrees to pay your losses as defined in your policy. Let West Ridge Insurance help you find the car insurance policy that fits your needs today!
No matter your circumstances, we have coverage designed to keep you protected:
- High-risk Drivers
- Low-mileage drivers
- Car insurance for Young Drivers
- Hybrid and Electric Cars
- New Driver
- DUI History
- Multiple Autos
Financing a Car?
To finance a car, it is usually necessary to have insurance that covers damage to your vehicle. This includes:
COLLISION INSURANCE
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually includes an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
COMPREHENSIVE INSURANCE (OTHER THAN COLLISION)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.
Every situation is unique — talk to us today to find out how to get the best value on auto insurance. Request a free quote today!